Get the best home & mortgage loan!

When you decide to buy a home or refinance a mortgage, it's a big step. Our team can assist in finding your dream home, and the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! As your professional team, trust our innovative technologies to find the home, and mortgage loan that best fits your needs. "Less paperwork and more personal attention" means you enter a frustration-free zone from offer to application to decision. Getting the right home, and mortgage loan puts the keys to your new house in your hand! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! I make it easy and worry-free to reduce your interest rate and monthly payment. Our team can even help you pay down your balance more quickly for comparable monthly payment. With 15 years in the industry, we guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. While equity is a form of saving that should not be stripped, tapping can make sense in some cases. You've been paying down your balance, and property values have gone up. Tap into that wealth and reward yourself. In some cases using equity can save you money when common sense financial models are applied. Read through our website library for more details on responsible use of equity. We can help with the best program to fit your goals.

Here you can get the professional, personal attention you deserve and we treat you with the respect due a valued customer. You're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We can help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate this website library to learn more about Real Estate Purchasing, & Mortgage lending and what this team can do for you. Here you will find great tools as well as knowledgeable details about buying a home, mortgage lending and the process. The topic titles are located to the left and at the top of this page.  Click title buttons for the information.  Some titles are nestled in parent titles.  See titles with arrows for deeper subjects. Be sure to check out the interactive tools such as Home Price Index to price your home, Home Status Report to find out if the home you saw is still on the market. Even more subjects are found at the top of this page under the title Great Reports & Industry Information. A myriad of reports and information is there for your learning.

Sincerely, Your host:

Jai Jett




Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $



Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.97%5.13%
15-yr Fixed4.33%4.56%
1-yr Adj4.27%5.3%
* national averages




Folsom Lake Funding & Transaction Plus Realty 1141 Manning Drive El Dorado Hills, CA 95762
Phone: Cell: Fax:

Links to Other Sevices | Download Adobe Acrobat | Tell a Friend | Home | Loan App Checklist | Loan Application | Get Your Loan Faster! | Fixed Vs. Adjustable | Getting Qualified | When to Refinance | Loan Application Info | Refinancing Options | Bi-weekly Pmt Calc | Fixed Rate Mtg Calc | 15 vs 30 Year Mtg Calc | Mtg Tax Savings Calc | Mortgage Payoff Calc | Rent vs Buy Calc | Customer Login | Our Service Area | Reverse Mortgages

As Seen On MortgageLoan.com

Copyright © 2010 Folsom Lake Funding & Transaction Plus Realty
Portions Copyright © 2010 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map